U.S. Credit Downgrade By S&P Darkens Economic Outlook, Stokes Recession Fears

Ok. Let me sincerely ask a question - and I mean it. What should a 30 year old person do to prepare for retirement­? And the same for medical care throughout one's adult life - and in retirement­? If you've got a good answer you are smarter than me and have my gratitude. If not, then I have other thoughts..­.
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